10 Surprisingly Simple Hacks For Saving Big

10. No More Late Fees

Avoiding late fees means avoiding spending money on nothing. It should aggravate you if you’re constantly seeing extra charges for not paying on time; being prompt could save you hundreds.
10. No More Late Fees

9. No More Laziness

Think twice! Use only the ATMs of your bank or credit union. Using the cash machine of another financial institution just once a week could cost you $3 per withdrawal or more than $150 over the course of a year. This savings tip is extremely preventable and just involves a little forethought.
9. No More Laziness

8. Bundle Up

We all use cell phones, internet and satellite television. Most of these providers allow you to bundle all these services for extra value at a discount rate. Some bundles can even save you $50 a month.
8. Bundle Up

7. Stay Off The Peak

If your utility company defines “peak” and “off-peak” hours, you are being charged more to run appliances during certain time periods. Instead, shift your usage to “off-peak” hours. Don’t know what’s what? Ask your utility company.
7. Stay Off The Peak

6. Better Food, More Savings

Fast food may advertise cheap prices, but consistently eating out is costing you money. Instead of eating fast food or just nuking some prepackaged food when you get home, try making some simple and healthy replacements.
6. Better Food, More Savings

5. Generic Saves Money

If you believe you cannot live without a certain brand of hand lotion, think again.
5. Generic Saves Money

4. Make a List and Check It Twice

There is a reason stores put cute little items at the cash register. Impulse buying is big business. Most people have a very tough time resisting the temptation to purchase extras while shopping.
4. Make a List and Check It Twice

3. Brown Bag It

Instead of going out to eat at work, take your own lunch.
3. Brown Bag It

2. Let Go of the Latte

Sometimes a cup of coffee is just a cup of coffee. But when ordering it requires using words like “double tall” and paying more than $4, a cup of coffee can become a large expense.
2. Let Go of the Latte

1. Hide Your Credit Cards

Okay, this change in spending is probably going to be extremely difficult.
1. Hide Your Credit Cards